Portfolio
Portfolio Manager
Rebalance across asset classes in real time. Every slider recalculates return, risk and drift instantly.
Portfolio value
$1,260,456
Expected return
6.95%
Risk score
50 / 100
Balanced
Drift from target
31%
Rebalance suggested
Risk-adjusted return (Sharpe)
0.17
Room to improve
Diversification score
75
Reasonable
AI insight
Drift is 31% — above the 15% comfort band. Trim your most over-weight class and direct new contributions to the underweight ones, ideally inside tax-advantaged accounts.
Target allocation
100% allocated
Stocks
current 92%55%
Bonds
current 9%25%
Real Estate
current 0%8%
Cash
current 5%7%
Alternatives
current 0%3%
Crypto
current 0%2%
Diversification score 75 · Higher is better. A perfectly even 6-way split scores around 100.
Target mix
Current vs. target
Holdings (6)
Sorted by value
| Holding | Class | Value | Weight | YTD |
|---|---|---|---|---|
Retirement 401(k) Fidelity | Stocks | $485,000 | 38.5% | +8.2% |
Taxable Brokerage TD | Stocks | $316,000 | 25.1% | +12.1% |
Traditional IRA Vanguard | Stocks | $212,000 | 16.8% | +9.1% |
Roth IRA Charles Schwab | Stocks | $148,000 | 11.7% | +10.4% |
UK Pension HSBC | Bonds | £72,680 | 9.2% | +6.5% |
Cash Reserve Chase | Cash | $68,000 | 5.4% | +4.5% |