Retirement wealth, unified across every institution

You built the wealth.
We make it flow.

NestFlow brings every 401(k), IRA, pension, brokerage and international account into one confident picture — and turns it into a real retirement income plan.

No signup required — jump straight into a fully populated portfolio.

Consolidated net worth
$1,321,000
+8.4% YTD · $102,340 in growth
7
Accounts
6
Institutions
3
Currencies
Fidelity
Fidelity 401(k)
Vanguard
Vanguard IRA
Schwab
Schwab Roth
HSBC
HSBC Pension
Works with every account you already have
Fidelity
Vanguard
Schwab
Chase
HSBC
Barclays
Merrill
TD

Retirement, finally in one place

Every calculation, chart and projection updates the instant you change an input.

Unify every account

401(k), IRA, brokerage, pension, real estate and international holdings — one clear picture.

Project your income

Interactive simulator turns balances into confident monthly retirement income.

Find hidden fees

Fee X-Ray shows lifetime cost of every account and quantifies the savings opportunity.

Tax-smart withdrawals

See the most efficient withdrawal order across tax-deferred, Roth and taxable buckets.

Global by default

Multi-currency wealth for investors with assets in the US, UK, EU and Middle East.

Privacy-first

Runs entirely on your device. Your data never leaves the browser in demo mode.

A dashboard that thinks like a retirement planner

Move a slider, change a retirement age, or switch currencies — the entire picture recalculates live.

  • Wealth Snapshot with animated allocation charts
  • Income Planner with confidence score and gap analysis
  • Fee X-Ray with lifetime cost projection
  • Multi-currency conversion across 8 currencies
  • Beneficiary and legacy planning
Monthly income
$8,240
Readiness
82%
Lifetime fees
$142k
Retirement age
65
Projected balance at 65
$3,142,000
8
currencies
10+
institutions
11
account types
100%
on-device

Ready to see your retirement clearly?

Explore the live demo populated with a realistic international portfolio — no signup required.